Let C. Nathan King & Associates Real Estate Appraisers take care of your appraisal

To a lot of us, an appraisal just looks like a line item on the break-sheet for a home sale or refinance. And even though there are a budding number of automated home valuation systems that might seem more practical than an appraisal, practically all lenders still need a local expert because the stakes are very high. But is securing a mortgage the only reason to get an appraisal? Are there other situations when the services of a certified, independent real estate professional could come in handy? Of course.

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Let C. Nathan King & Associates Real Estate Appraisers help you appeal your tax assessment in Pender County

It's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your real estate, so if prices have gone down in your neighborhood, you can challenge your assessment and save money. An appraisal from C. Nathan King & Associates Real Estate Appraisers is your best evidence when building your case. At C. Nathan King & Associates Real Estate Appraisers, we're qualified to assist you in challenging your tax assessment.

Getting rid of your PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home buyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Very often, this added payment is lumped into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, C. Nathan King & Associates Real Estate Appraisers can give you a statement regarding the value of your home. The price you paid for the home valuation can often be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be an especially daunting ordeal for both parties, and it is often even more complicated by the hard decision of who maintains the house. It's a good idea to get an appraisal from C. Nathan King & Associates Real Estate Appraisers so both parties are fully aware of the true market value of their home, regardless of the situation.

The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation with C. Nathan King & Associates Real Estate AppraisersSettling an estate

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Pender County?

We know the headaches involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide input on the positive features of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they are based on our efforts to finish the appraisal.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.