C. Nathan King & Associates Real Estate Appraisers is your FHA certified appraisal company

The FHA maintains a list of approved appraisers for each state - C. Nathan King & Associates Real Estate Appraisers is on the roster of approved appraisers for North Carolina.  We're qualified and approved to do appraisal reports for FHA secured financial transactions. A portion of the continuing training our staff at C. Nathan King & Associates Real Estate Appraisers undergoes deals exclusively with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the loaned money - the FHA simply backs the loan by providing mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are designed to benefit low-to-moderate income purchasers by easing credit expectations. Remember that the lender approving a loan associated with the Federal Housing Administration is authorized to pick which appraisers they will use, unlike the VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower incomes or less starting money to use as a down-payment on a loan are assisted the most from FHA loan programs.